Life Insurance HLF-INVEST-BANK

Life insurance can be taken out by any adult natural person residing in France or not and legally capable.

To open your life insurance, you must open a current or joint account with HLF-INVEST-BANK. Opening this account is free, as is its debit card.

In case of death, death benefits enjoy a total tax exemption when the beneficiary of the contract is the spouse or a partner linked by a PACS.

At the time of exit in life annuity for consideration, the products acquired before the transformation into annuity are exempt from income tax, but subject to social contributions at the rate of 15.50%.

You have a withdrawal period of 30 calendar days from the date of conclusion of the contract.

Opening a current or joint account with HLF-INVEST-BANK is free, as is the associated debit card.

The Complementary Death Guarantee is paid if the death benefit is less than the payments net of fees and surrenders. The complementary death benefit is then equal to the amounts of payments net of fees and surrenders minus the death benefit.

You can close your life insurance contract at any time and free of charge by contacting HLF-INVEST-BANK.

Taking out life insurance with HLF-INVEST-BANK allows you to benefit from an excellent tool for transmitting your assets in case of death, interesting tax advantages, and the Complementary Death Guarantee at no additional cost.

Products acquired before the transformation into life annuity for consideration are exempt from income tax, but subject to social contributions at the rate of 15.50%.